Whatever your financing needs, we have an account just for you.


We offer both personal and business transaction accounts for your everyday banking needs. It’s simple to open a bank account with I&M Bank Rwanda.  Your current account comes with a Visa International payments card, a cheque book, e-banking, access to financing and many more.

Account Benefits

•Zero opening balance.
•Available in local and Foreign Currency.
•Personalized Cheque books.
•Access to bank statements at any time through e-banking.
•Transaction alerts through mobile banking.
•Financial Advisory services.
•Financial skills training.
•Access to credit facilities.
•Single as well as bulk payments though e-banking.
•Term deposits at favourable rates.
• Purchase and sale of foreign currency.


A savings account allows you to keep your money in a safe place while it earns interest every month by maintaining a minimum amount on the account. With an I&M Bank Smart Saver account, you have the option to save for short-term and long-term goals and it may be the stepping-stone to that dream project.

Account Opening Requirements

•A completed application form
• Full identification of each signatory
•Photocopy of Valid ID card, passport or other government issued  photo ID for each signatory.
•2 passport photographs of each signatory
•Proof of income source e.g. Letter from employer confirming employment, pay slips from the last 6 months, employment visa (for non-citizens)
•Certificate of incorporation and Memorandum and Articles of association (Companies only)
•Board resolution appointing the bank as a banker (companies only)