Fully secured term loans designed to suit your personal housing needs.

At I&M Bank Rwanda, we see our customers as individuals each with a unique financing need. That’s why we offer an array of Home Loans products tailor-made to fit your financial needs; be it to buy, construct or even to capitalize on your existing house.

The I&M Bank Home Loans are more than just financial loans; they help you realize your dreams. What’s more, each has a friendly repayment plan that will be easy on your pocket.

  • Borrow from Rwf 10 million  up to  Rwf 150 million.

Construction Loan

Build your home from Start to Completion with the Construction Loan.  We provide financing options that are designed to match your cash flow and suit your construction needs at each phase of the process with a flexible repayment plan of up to 15 yrs. Now your 20% contribution includes the cost of the plot

Home Equity

If you already own a home, the I&M Bank  Home  Equity Loan is just for you. lt is a medium term credit facility amounting to 70% of your house’ value and repayable up to 15 years. This enables you to access the funds you need to finance your dream; start a business, build a new house or even further your education.

Mortgage Loan

Created for the individual that would like to own his or her dream home, The I&M Mortgage Loan offers the long loan tenor period of up to 20 years to facilitate your repayment capacity.

Accepted sources of income now include joint salaries and professionals (i.e. engineers, lawyers, doctors etc)

Your journey to home ownership starts here

Application Requirements:

  1. Completed Application Letter
  2. Passport photo.
  3. Copy of ID/Passport
  4. Copy of employment contract
  5. Salary and service certificate
  6. Valuation made by real estate certified valuator
  7. Original documents of the house: deed plan, title deed or lease contract for a minimum period of 20 years and a construction permit
  8. Provisional sales agreement.

For advice on the option that best suits your needs, please visit an I&M Bank Branch near you or contact;

Tel: +250 788 162 113/153

Email: retail@imbank.co.rw

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