Enjoy the fastest and affordable way to transfer funds to any Bank or receive from any Bank in Kenya at any time any day ( 24/7) !

1. Sending Funds

PesaLink enables you to send money from your account to;

    • A bank account in another bank,
    • To a PesaLink registered mobile number
    • To a Card number.

The recipient gets funds in real time. Both sender and receiver get SMS notification upon successful transaction.
Currently, you can send funds via PesaLink service using the following channels;

Service channel How to send funds
 I&M Mobile
  • Using I&M Mobile App, login into the main page and select PesaLink and follow instructions to proceed.
  • Using USSD short code *458# and Select No.4 PesaLink option and follow instructions to proceed.
 I&M Bank Branch  Visit any I&M Bank Branch and give transfer instructions by completing “PesaLink Send To Form”

2. Receiving Funds

You can receive funds into your I&M Bank account by either giving the sender your I&M Account number or giving your mobile number that is registered with us for PesaLink. See registration process below.

3. Charges (Excluding Excise Duty)

PesaLink transactions will be charged as per tariff below.

Transaction Amount (Kshs) Charges (Kshs – Excluding excise duty)
Receiving funds from other Banks Free
10-500 Nil
501 – 10,000 40
10,001 – 50,000 60
50,001 – 100,000 80
100,001 – 200,000 100
200,001 – 500,000 120
500,001 – 999,999 150


4. PesaLink Registration

If you would like to link your mobile to account number, complete the form below. Funds sent to your mobile will be credited to the linked account.

Download Application form

If you are already registered for I&M Mobile Banking, go to the I&M Mobile App or  Short code *458#  and select PesaLink menu option > Link your Phone >Select Account (if you have more than1) > then choose Yes to make the selected Bank account your operative account for PesaLink transactions and complete the process to link your account to your mobile number.

Click here to view the list of Banks offering PesaLink.