We offer a range of personal transaction accounts for your everyday banking needs. It’s simple to open a bank account with I&M. Open a new bank account today.

Several technologically powered products and services are linked to each account, e.g. debit cards, internet banking, mobile banking – all available to expand the scope and reach of your everyday banking across time and space. Earn IMBA Reward Points every time you transact.

Compare Personal Bank Accounts

Personal SapphirePersonal MalaikaPersonal BahatiPersonal TayariPersonal NextGenPersonalI&M Karibu AccountPersonalSapphire Foreign Currency
30,000/- Minimum Balance5,000/- Minimum Balance10,000/- Minimum Balance2,000/- Minimum Balance1,000/- Minimum BalanceNIL Minimum Balance100 Minimum opening balance
Free International Visa Debit Card*Free International Visa Debit Card*Free International Visa Debit Card*Free International Visa Debit Card*Free International Visa Debit Card*NIL Maintenance FeeNo Ledger fees for credit balance accounts
15 Free Counter Withdrawals10 Free Counter Withdrawals10 Free Counter Withdrawals8 Free Counter WithdrawalsNo Counter WithdrawalsNIL Ledger FeeInterest Accrued on daily balances and payable quarterly as per prevailing rates
500/- per month Maintenance Fees**500/- Per month Maintenance Fees**500/- Per month Maintenance Fees**250/- Per month Maintenance Fees**250/- per month Maintenance Fees**Yes Mobile Banking ServicesNo per month Maintenance Fees
Free*** 25-leaf Cheque Book300/- 25-leaf Cheque Book300/- 25-leaf Cheque Book300/- 25-leaf Cheque BookNo Cheque Book$0.2 per leaf Cheque Book
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**Maintenance Fees applicable only when your account is below the respective Minimum Balance.
***Except Stamp Duty.

Open an Account

It's simple to open a bank account with I&M. Apply for a bank account with us.