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We treat you like you'd treat YOU!

With I&M Bank Credit Cards

Unlimited FREE Access to over 800 Airport Lounges

Unlimited FREE Access to over 800 Airport Lounges

Up to 50 days Credit period

Up to 50 days Credit period

Minimum payment up to 15%

Minimum payment up to 15%

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Experience Freedom with I&M Bank Credit Cards

Choose among a range of credit cards with many advantages like free credit period and loyalty points for usage.

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    I&M Visa Infinite Credit Card

    Kes 5,000

    Joining Fee

    Free unlimited airport lounge access
    Get comprehensive travel insurance
    Get extended warranty on your purchases
    Lifestyle benefits such as flight reservations etc.
    Learn More icon arrow right
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    I&M Classic Visa Credit Card

    Kes 2,500

    Joining Fee

    Free Credit facility up-to 50 days.
    Cash Advance limit up-to 20% of the credit limit.
    Attractive Reward points
    Worldwide acceptance.
    Learn More icon arrow right
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    I&M Visa International Gold Card

    Kes 3,500

    Joining Fee

    Free Credit facility up-to 50 days
    Cash Advance limit up-to 30% of the credit limit.
    Attractive reward points
    Worldwide acceptance
    Learn More icon arrow right
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    I&M Visa International Tamarind Gold Card

    Nil

    Joining Fee

    Free Credit facility up-to 50 days.
    Cash Advance limit up-to 30% of the credit limit.
    Privileges from the many restaurants outlets
    Worldwide acceptance.
    Learn More icon arrow right

I&M Multicurrency Prepaid Card

      Available in 3 major currencies
      Save conversion costs
      Easy to load through M-PESA
      Maximum reload of up to $10,000

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Credit cards

I&M Visa Infinite Credit Card

Joining Fee Kes 5,000
Supplementary Joining Fee Kes 5,000
Annual Fees $75
Supplementary Annual Fees $75
Credit Period Up to 50 days
Roll-over Amount 90%
Minimum Payment 10%
Cash Advance 30% of credit limit
Revolving Credit Interest 1.5% per month on actual daily outstanding balance
Late Payment Penalty Rate 6% flat on outstanding amount
Over Limit Charge Kes 1,500
Cash Advance Charge 7.50%
Unpaid Instruments Handling Fees KShs. 2,000
Card Replacement Fees KShs. 1,000
Learn More

Credit cards

I&M Classic Visa Credit Card

Joining Fee Kes 2,500
Supplementary Joining Fee Nil
Annual Fees Kes 3,000
Supplementary Annual Fees Kes 1,500
Credit Period Up to 50 days
Roll-over Amount 95%
Minimum Payment 5%
Cash Advance 20% of credit limit
Revolving Credit Interest 1.5% per month on actual daily outstanding balance
Late Payment Penalty Rate 6% flat on outstanding minimum payment amount on due date, KShs 1,000/- maximum
Over Limit Charge Kes 1,500
Cash Advance Charge 7.50%
Unpaid Instruments Handling Fees KShs. 2,000
Card Replacement Fees KShs. 1,000
Learn More

***Maintenance Fees applicable only when your account is below the respective Minimum Balance.

***Except Stamp Duty.

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  • Credit cards

    I&M Visa Infinite Credit Card

    Joining Fee Kes 5,000
    Supplementary Joining Fee Kes 5,000
    Annual Fees $75
    Supplementary Annual Fees $75
    Credit Period Up to 50 days
    Roll-over Amount 90%
    Minimum Payment 10%
    Cash Advance 30% of credit limit
    Revolving Credit Interest 1.5% per month on actual daily outstanding balance
    Late Payment Penalty Rate 6% flat on outstanding amount
    Over Limit Charge Kes 1,500
    Cash Advance Charge 7.50%
    Unpaid Instruments Handling Fees KShs. 2,000
    Card Replacement Fees KShs. 1,000
    Learn More
  • Credit cards

    I&M Classic Visa Credit Card

    Joining Fee Kes 2,500
    Supplementary Joining Fee Nil
    Annual Fees Kes 3,000
    Supplementary Annual Fees Kes 1,500
    Credit Period Up to 50 days
    Roll-over Amount 95%
    Minimum Payment 5%
    Cash Advance 20% of credit limit
    Revolving Credit Interest 1.5% per month on actual daily outstanding balance
    Late Payment Penalty Rate 6% flat on outstanding minimum payment amount on due date, KShs 1,000/- maximum
    Over Limit Charge Kes 1,500
    Cash Advance Charge 7.50%
    Unpaid Instruments Handling Fees KShs. 2,000
    Card Replacement Fees KShs. 1,000
    Learn More

***Maintenance Fees applicable only when your account is below the respective Minimum Balance.

***Except Stamp Duty.