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Asset Finance

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I&M Asset Finance

Imagine Asset Finance that turns your dreams into reality. Asset Finance product at l&M Bank Ltd covers all forms of business and personal assets, which are moveable in nature and Identifiable through a serial/registration number. This largely covers motor vehicles, machinery and equipment.

Car Loan Calculator


Key Features

Saloon Cars New/Used
Commercial trucks/Pick-ups New/Used
Prime Movers/Heavy Commercial Trucks New/Used
Earth Movers/Construction Equipment New/Used
Other Equipment New
Tractors New
School buses New
Motor cycles ( Fleet Purchasers) New


Application Requirements - SMEs/CORPORATES
  • Duly completed Asset Finance Application Form

  • Proforma Invoice from the Dealer or Vendor

  • Company PIN Certificate

  • Certificate of incorporation

  • Memorandum & Articles of Association

  • Latest 6 month bank statement (* 12 months is business is seasonal in nature)

  • Copies of contract where asset sought is to meet contractual requirements

  • Latest 3 year audited accounts, annual returns and cashflow projections

  • Company/Business Profile

  • ***All applications for second hand units will also require an Original market valuation alongside a copy of the vehicle logbook. Companies approved on our panel are AA of Kenya and Regent.

  • Finance of up to 80% on cost over the loan duration of 48 months is availed for assets under the above categories subject to credit evaluation.

  • Concessions for lower deposit and extended loan tenure available under structured joint dealer/staff car loan schemes.

We also have partnerships with:

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9:00 AM to 4:00 PM Weekly.