Want to know what our interest rates are? See this page for the Interest paid for eligible savings and term deposit accounts.

The following schedule lists the interest rates that are offered for various products. For Term Deposits in various currencies and Recurring Deposits, the rates vary according to amount and tenor. For eligible transaction accounts, the rates vary according to account balance amounts.

Rates can vary from time to time and are at the discretion of the Bank.

Local Currency Term Deposit Rates (% P.A.)

With effect from: Monday, 24th July 2017

AMOUNT
FIXED CALL RATES
7 DAYS MIN
ONE MONTH THREE MONTHS SIX MONTHS ONE YEAR
 From 50,000 but less than 5.0 M  7.00% 7.00% 7.50%  7.75% 7.75%
5.0 M to less than 10 M 7.00% 7.00% 7.75% 8.00%  8.00%
10.0 M to less than 50 M 7.00% 7.00% 8.00% 8.25% 8.50%
50.0 M to less than 100M 7.00% 7.50% 8.25% 8.50% 9.00%
Above 100M 7.00% 7.75% 8.50% 9.00% 9.25%

*Call Deposit (Minimum 7 days)

US Dollar Foreign Currency Term Deposit Rates

With effect from: Thursday, 25th February, 2016

Term* 1 month 3 months 6 months 1 year
Over 500,000 2.25 3.50 3.75 4.00
250,000 – 499,999 2.00 3.25 3.50 3.75
100,00 – 249,999 1.75 3.00 3.25 3.50
50,000 – 99,999 1.50 2.50 2.75 3.00
10,000 – 49,999 1.00 2.25 2.50 2.75
Below 9,999 0.75 1.00 1.25 1.50

*Call (minimum 7 days) Rates to be confirmed with Treasury

Sterling Pound Foreign Currency Term Deposit Rates

With effect from: Thursday, 25th February, 2016

Term* 1 – months 3 – 6 months 6 – 12 months
Over 500,000 1.50 1.75 2.00
100,001 – 500,000 1.50 1.75 1.75
10,000 – 100,000 1.25 1.50 1.50
Below 10,000 0.75 1.00 1.00

*Call (minimum 7 days) Rates to be confirmed with Treasury

Euro Foreign Currency Term Deposit Rates

With effect from: Thursday, 25th February, 2016

Term* 1 – months 3 – 6 months 6 – 12 months
Over 500,000 1.75 2.25 2.5
100,001 – 500,000 1.50 2.25 2.25
10,000 – 100,000 1.25 1.50 1.50
Below 10,000 0.75 1.00 1.00

*Call (minimum 7 days) Rates to be confirmed with Treasury

South African Rand Foreign Currency Term Deposit Rates

With effect from: 25th May 2012

Term* 1 month 3 month 6 month
Over 0.05M but less than 0.1M 2.50 2.75 3.25
Over 0.1M but less than 0.5M 3.75 4.25 4.75
Over 0.5M but less than 1M 5.00 5.50 5.57
Over 1M 5.50 5.75 5.75
*Call (minimum 7 days)

Kenya Shillings Flexi Deposit Builder rates (Monthly Installment Amount)

With effect from: 22nd September 2016

Amount Tenor Rate
Any amount starting from Kes 1,000 1 Year 7.00%

US Dollar Flexi Deposit Builder rates (Monthly Installment Amount)

With effect from: 22nd December 2014

Fixed 1 Year
100 but less than 1500 1.00
1,500 but less than 10,000 1.50
10,000 but less than 20,000 2.00
20,000 but less than 30,000 2.50
Over 30,000 3.00

Sapphire Foreign Currency Account

With effect from: 1st June 2010

USD GBP EUR
0 – 5,000
5,000 – 25,000 0.25 0.25 0.25
25,000 – 100,000 0.75 0.75 0.50
> 100,000 1.00 1.25 0.75