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I&M Bank Personal Accounts are interest earning transaction accounts for individuals. The Bank offers a range of personal accounts, thus providing customers a choice of accounts that best suits their individual requirements.

 
   
   
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  The Personal Sapphire Account  
  is a personal account with a cheque book and Visa International Debit Card facility, requiring a monthly minimum balance of Kenya Shillings 30,000.

Cheque books and quarterly account statements are issued free of charge, except for stamp duty as applicable. Eight free withdrawals are allowed per month and additional withdrawals are charged at Kenya Shillings 250 per transaction. If minimum balance is not maintained, a monthly charge of Kenya Shillings 250 is levied.

Current Interest Rates on Personal Accounts
Applicable tariff of charges

 
 
  The Personal Bahati Account    
 


is a personal account with a cheque book and Visa International Debit Card facility, requiring a monthly minimum balance of Kenya Shillings 10,000. Cheque books are charged at Kenya Shillings 10 per leaf and quarterly account statements are issued free of charge. Six free withdrawals are allowed per month and additional withdrawals are charged at Kenya Shillings 250 per transaction. If minimum balance is not maintained, a monthly charge of Kenya Shillings 250 is levied.

Current Interest Rates on Personal Accounts
Applicable tariff of charges

 
     
  The NextGen Personal Account  
 


The NextGen Personal Account is a personal account with a Visa International Debit Card (no cheque book is issued), requiring a monthly minimum balance of Kenya Shillings 1,000.00. Account statements are issued free of charge semi-annually. If minimum balance is not maintained, a monthly charge of KSh. 250.00 is levied.

Current Interest Rates on Personal Accounts
Applicable tariff of charges

 
     
  The Young Savers Account  
 
is a children’s personal account requiring a monthly minimum balance of Kenya Shillings 10,000. No cheque books or ATM Cards are issued and there are no ledger fees or account maintenance charges. If withdrawals are limited to 6 per calendar year, 50% additional interest is payable. In case of no withdrawals in a year, additional bonus interest of 1% per annum is payable. No transaction charges of any kind are levied.

Current Interest Rates on Personal Accounts
Applicable tariff of charges

 
     
 

 

 

         
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