The information and materials contained in this site are subject to change at any time. I&M does not warrant the accuracy, adequacy or completeness of the information and expressly disclaims liability for errors or omissions in the information. I&M does not give any warranty whatsoever whether implied, express or statutory on title, merchantability, fitness for a particular purpose and freedom from computer virus in relation to the information and materials on this web site.

In no event will I&M be liable for any damages, including without limitation direct or indirect, special, incidental or consequential damages, losses, costs or expenses arising in connection with this site or use thereof or inability to use by any party, on in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure even if I&M is advised of the possibility of such damages, losses, costs or expenses. Use of hyperlinks to other internet resources is at your own risk.

Eligibility for particular products and services is subject to approval by I&M. Not all products and services are available at all branches of I&M. Nothing on this web site should be construed as an offer to sell or a solicitation of an offer to purchase any financial instruments.

All information submitted to I&M through this web site shall be deemed and shall remain the property of I&M. xI&M shall be free to use for any purpose any ideas, concepts, know-how or techniques contained in information a visitor to this site provides I&M. I&M shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by I&M in a separate contract between the visitor and I&M or otherwise required by law.

These terms and conditions are governed by and shall be construed in accordance with the laws of Kenya.